:root{--navy:#0b2545;--navy-2:#13315c;--blue:#1d6fe0;--blue-2:#155bbd;--teal:#13a89e;--green:#15803d;--bg:#ffffff;--bg-2:#f4f7fb;--ink:#13202f;--muted:#5b6b7f;--line:#dde4ee;--radius:12px;--shadow:0 8px 30px rgba(11,37,69,.08);--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:16px}img,svg{max-width:100%;display:block}a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}h1,h2,h3,h4{line-height:1.2;margin:0 0 .5em;color:var(--navy);font-weight:800;letter-spacing:-.01em}h1{font-size:clamp(2rem,4.5vw,3.25rem)}h2{font-size:clamp(1.6rem,3vw,2.25rem)}h3{font-size:1.25rem}p{margin:0 0 1em}ul{padding-left:1.2em}.container{max-width:var(--max);margin:0 auto;padding:0 20px}.section{padding:64px 0}.section.alt{background:var(--bg-2)}.section-head{max-width:760px;margin:0 auto 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a:hover{color:var(--blue)}@media(max-width:900px){.loc-grid{grid-template-columns:repeat(3,1fr)}}@media(max-width:560px){.loc-grid{grid-template-columns:repeat(2,1fr)}}.page-hero{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:56px 0 48px}.page-hero h1{color:#fff}.page-hero p{color:#d7e3f7;font-size:1.15rem;max-width:720px}.crumbs{font-size:.85rem;color:#9fb6da;margin-bottom:14px}.crumbs a{color:#cfe0ff}.crumbs span{margin:0 6px}.content-layout{display:grid;grid-template-columns:1fr 380px;gap:48px;align-items:start}.content h2{margin-top:1.6em}.content ul li{margin-bottom:6px}.sidebar{position:sticky;top:96px}.sidebar .quote-card{box-shadow:var(--shadow);border:1px solid var(--line)}@media(max-width:960px){.content-layout{grid-template-columns:1fr}.sidebar{position:static}}.faq details{border:1px solid var(--line);border-radius:10px;padding:0 20px;margin-bottom:10px;background:#fff}.faq summary{cursor:pointer;font-weight:700;padding:16px 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h2{margin-top:1.8em}table{width:100%;border-collapse:collapse;margin:16px 0}th,td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left}th{background:var(--bg-2);color:var(--navy)}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}